Angel Nieves
Licensed insurance agent · NPN 21721339
Licensed in MD · MS · NV · OH · SC · WV
The number in your text was run by him, at your age, before anyone asked you anything.
Help your family cover funeral costs and other expenses with final expense life insurance.
See what coverage could cost, then talk through your options with a licensed agent.
The monthly payment never goes up.
The coverage amount never goes down.
It doesn't expire. It's there when it's needed.
For whole life coverage, while required premiums are paid. Benefits remain subject to policy terms, including any initial limited-benefit period.
Final expense insurance is life insurance intended to help with costs at the end of life. Your family can use the benefit for a funeral, outstanding bills, or other needs.
Start with the expenses you want to help cover and a monthly payment that fits your budget.
An agent will review your information and explain the premium, benefits, and any limitations before you apply.
These Americo Eagle Select examples are for West Virginia residents at the ages shown who do not use nicotine.
They are illustrations, not a personal quote. Your eligibility, premium, and benefits depend on your application and the policy offered.
| Age | $5,000 | $10,000 | $15,000 |
|---|---|---|---|
| 62 | $20.90 | $38.00 | $55.10 |
| 67 | $24.70 | $45.60 | $66.50 |
| 72 | $31.13 | $58.45 | $85.78 |
| 77 | $43.65 | $83.50 | $123.34 |
| 82 | $58.88 | $113.95 | $169.03 |
| Age | $5,000 | $10,000 | $15,000 |
|---|---|---|---|
| 62 | $25.90 | $48.00 | $70.11 |
| 67 | $31.90 | $60.00 | $88.10 |
| 72 | $41.90 | $80.00 | $118.10 |
| 77 | $57.90 | $112.00 | $166.09 |
| 82 | $79.40 | $155.00 | $230.60 |
Source: Americo illustration tool, September 3, 2026. Monthly bank draft, no optional riders selected. The illustrated monthly payments include the policy fee. Examples apply only to the ages and assumptions shown. Availability and policy terms vary by state.
Talk to an agent about your quoteThree licensed agents work here. The one who texted you is the one on your policy, and he's the one who'll go over it with you.
Licensed insurance agent · NPN 21721339
Licensed in MD · MS · NV · OH · SC · WV
The number in your text was run by him, at your age, before anyone asked you anything.
Licensed insurance agent · NPN 22319068
Licensed in WV
He goes over the figure with you, the questions that finalize it, and nothing you didn't ask about.
Licensed insurance agent · NPN 22308839
Licensed in WV
Ten minutes on the phone and you'll know what it costs you and whether it's a fit. That's the whole appointment.
Every licence number above is on our licences page and checkable against your state's own lookup.
Your beneficiary can generally use the life insurance benefit for any purpose. It can help pay funeral expenses, household bills, or other costs.
The table shows quotes for specific ages and assumptions in West Virginia. An agent can get a quote using your information and explain what the insurer offers after reviewing your application.
No. Some policies limit benefits during the first years. Ask your agent to explain when the full benefit begins and any exclusions that apply to the policy you are considering.
Yes. You can review the options together and talk it through with an agent together. The agent will explain who needs to participate in the application.
Talk through your options with a licensed agent.
Already received a text from us? You can reply in that conversation.