@font-face{font-family:Inter;src:url(assets/Inter.ttf);font-weight:100 900;font-display:swap}@font-face{font-family:Cormorant;src:url(assets/CormorantGaramond.ttf);font-weight:300 700;font-display:swap}:root{--cream:#f5f2ec;--soft:#efeae1;--ink:#1a1a1a;--muted:#4a4642;--rule:#c9c2b3;--accent:#6e4b3f}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--cream);color:var(--ink);font:400 16px/1.6 Inter,sans-serif}a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:5px}button,select{font:inherit;color:var(--accent)}button,a,summary,select{-webkit-tap-highlight-color:transparent}button,select,summary{cursor:pointer}a:focus-visible,button:focus-visible,select:focus-visible,summary:focus-visible{outline:2px solid var(--accent);outline-offset:5px}h1,h2,h3,p{margin:0 0 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span:last-child{transform:rotate(90deg)}#agent-detail{padding:24px 0 0;border-bottom:1px solid var(--rule)}#agent-detail p{font-size:13px;margin-bottom:8px}#agent-detail .agent-line{font-size:17px;line-height:1.65;margin:20px 0}#agent-detail label{margin-bottom:8px}.credential{font-weight:500}.lookup-domain{display:block;font-size:11px;overflow-wrap:anywhere;color:var(--muted);margin-top:5px}#lookup{margin:16px 0}.next-link{display:block;padding:18px 0;border-top:1px solid var(--rule);font-size:13px}.hero-foot{grid-column:1/-1;border-top:1px solid var(--rule);display:flex;align-items:center;gap:26px;padding-top:24px;font-size:12px;color:var(--muted)}.hero-foot p{max-width:430px;margin:0 auto 0 0}.hero-foot a{white-space:nowrap}.section{padding:85px 64px}.wrap{max-width:1184px;margin:auto}.split{display:grid;grid-template-columns:1fr 1fr;gap:110px}.rates-section{margin-top:36px;background:var(--soft)}.rates-heading{position:sticky;top:40px;align-self:start}.rates-heading h2{max-width:460px}.rates-heading p{font-size:15px}.rates-heading label{margin:35px 0 8px}select{background:transparent;border:1px solid var(--rule);border-radius:0;padding:12px 36px 12px 12px;max-width:100%;min-height:48px;margin-bottom:20px}table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}caption{text-align:left;font-size:12px;padding-bottom:20px;color:var(--muted)}th,td{padding:11px 14px;border-bottom:1px solid var(--rule);text-align:right}th:first-child{text-align:left}thead th{font-size:11px;text-transform:uppercase;letter-spacing:.1em;font-weight:500;border-top:1px solid var(--rule)}tbody th{font-weight:400}tbody tr:hover{background:var(--cream)}.note{font-size:12px!important;line-height:1.65;color:var(--muted);margin-top:20px}.faq{display:grid;grid-template-columns:.9fr 1.1fr;column-gap:100px}.faq h2{grid-row:1/5;max-width:350px}.faq details{border-top:1px solid var(--rule);padding:20px 0}.faq details:last-child{border-bottom:1px solid 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.brand{font-size:32px}footer .foot p:not(.brand){font-size:13px;line-height:1.8}footer .links{display:flex;flex-wrap:wrap;gap:12px 26px;margin:35px 0;font-size:12px}.legal{font-size:11px;color:var(--muted);max-width:1050px}.quote-fallback{border-top:1px solid var(--rule);padding:30px 0}.quote-fallback p{font-size:15px}[hidden]{display:none!important}@media(max-width:760px){header{padding:22px 24px}.brand{font-size:29px}.brand img{width:35px;height:35px}.brand small{font-size:10px}header nav a:not([href='#rates']){display:none}header nav{font-size:12px}.hero{padding:38px 24px 25px;display:block}.hero .eyebrow{margin-bottom:16px}h1{font-size:56px;line-height:.99;max-width:340px}.hero-copy .intro{font-size:14px;line-height:1.7;margin:22px 0 28px}.picker{padding-top:4px}.agent-choice{padding:15px 0}.agent-choice span:first-child{font-size:33px}.hero-foot{display:block;margin-top:30px;padding-top:20px;font-size:11px}.hero-foot p{margin-bottom:14px}.hero-foot a{display:block;margin:10px 0}.section{padding:52px 24px}.split,.faq,.contact{display:block}.rates-section{margin-top:10px}.rates-heading{position:static;margin-bottom:34px}h2{font-size:43px}.rates-heading p{font-size:14px}.rates-heading label{margin-top:25px}.faq h2{margin-bottom:32px;max-width:260px}.faq details{padding:21px 0}.faq summary{font-size:14px}.steps{margin-top:38px}.original-rates{margin:0 24px 40px}.original-rates summary{font-size:13px}.rate-grid{display:block}.rate-box{margin-bottom:35px}.rate-box th,.rate-box td{padding:10px 6px;font-size:12px}.contact>div+div{margin-top:38px}footer{padding:42px 24px 24px}footer .links{gap:14px 22px}th,td{padding:11px 12px}.hero-foot a{white-space:normal}.original-rates h2{font-size:38px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Luca's live-site direction, 12 Oct: retain Financial's white, sans-serif identity. */
:root{--cream:#fff;--soft:#fafafa;--ink:#111;--muted:#6e6e73;--rule:#e5e5e5;--accent:#111}body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;font-size:19px;-webkit-font-smoothing:antialiased}h1,h2,h3{font-family:inherit;font-weight:600;letter-spacing:-.04em;line-height:1.08}h1{font-size:80px;max-width:none;margin-bottom:24px}h2{font-size:48px}h3{font-size:28px}.brand{font:600 25px/1.1 -apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;letter-spacing:-.03em}.brand small{font-family:inherit;font-size:25px;font-weight:400;letter-spacing:-.03em;margin-left:0}.brand img{width:28px;height:28px;margin-right:3px}header{border-bottom:0;padding:27px 56px}header nav{font-size:15px}header nav a{text-decoration:none}.hero{display:block;text-align:center;max-width:1164px;padding:95px 32px 45px}.hero-copy .intro{font-size:17px;line-height:1.6;max-width:680px;margin:0 auto 30px}.insurance-intro{font-size:21px;line-height:1.5;color:var(--muted);max-width:690px;margin:0 auto 60px}.picker{max-width:900px;margin:auto;display:grid;grid-template-columns:repeat(3,1fr);column-gap:24px;text-align:left;padding-top:0}.picker-title{grid-column:1/-1;font-size:27px;text-align:center;margin-bottom:25px}.agent-choice{border:1px solid var(--rule);border-radius:10px;padding:19px 18px;transition:background .15s}.agent-choice:last-of-type{border:1px solid var(--rule)}.agent-choice span:first-child{font:500 21px/1.2 -apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;letter-spacing:-.025em}.agent-choice span:last-child{font-size:16px}.agent-choice:hover{background:#f5f5f5}.agent-choice[aria-pressed=true]{background:#111;color:#fff;border-color:#111;padding:19px 18px}#agent-detail{grid-column:1/-1;max-width:680px;width:100%;margin:24px auto 0;padding:28px 0;text-align:left}#agent-detail p{font-size:16px}#agent-detail .agent-line{font-size:19px}.eyebrow{font-family:inherit}.hero-foot{max-width:900px;margin:34px auto 0;border:0;display:block;padding-top:0;font-size:13px}.hero-foot p{margin:0 auto 18px;max-width:630px}.hero-foot a{display:inline-block;margin:0 16px}.section{padding:110px 32px}.rates-section{background:#fff;margin:30px 0 0}.rates-section .split{display:block;max-width:800px}.rates-heading{position:static;text-align:center;margin-bottom:50px}.rates-heading h2{max-width:680px;margin:0 auto 30px}.rates-heading p{margin:0 auto 24px;max-width:680px;font-size:18px;color:var(--muted)}.rates-heading>.eyebrow:first-child{display:none}.rates-heading label{margin:30px 0 10px}.rates-heading select{min-width:220px;border-radius:8px}.rates-heading a{color:#111}.rates-section table{max-width:660px;margin:auto}caption{text-align:center;font-size:16px;margin-bottom:10px}th,td{padding:17px 16px}thead th{font-size:14px;text-transform:none;letter-spacing:0;color:var(--muted);border-top:0}tbody th{font-size:18px;color:var(--muted)}td{font-size:23px;font-weight:500}.rates-section .note{text-align:center;margin:25px auto}.faq{display:block;max-width:760px}.faq h2{max-width:none;text-align:center;margin-bottom:45px}.faq summary{font-size:20px}.faq details{padding:25px 0}.faq details p{font-size:18px}.reading{text-align:center;max-width:760px}.reading>.intro{color:var(--muted);margin:0 auto 60px}.plan h3{font-size:44px}.plan p,.rule{color:var(--muted)}.band{border:0;text-align:center}.band .split{display:block;max-width:800px}.band .intro{font-size:19px;margin:40px auto}.nevers-home p{font-size:24px}.nevers-home .note{font-size:15px!important;max-width:650px;margin:25px auto 50px}.steps{display:grid;grid-template-columns:1fr 1fr;gap:50px;margin-top:65px}.step{border:0}.step p{font-size:18px;color:var(--muted)}.step h3{font-size:28px}.number{color:var(--muted)}.original-rates{max-width:900px}.original-rates .section{text-align:center}.rates-intro{margin:auto}.original-rates td{font-size:21px}.original-rates caption{font-size:14px}#contact{background:#fff}.contact{display:block;text-align:center;max-width:760px}.contact p{margin:20px auto;font-size:18px;color:var(--muted)}.contact>div+div{margin-top:45px}.contact .phone{font:500 32px/1.2 -apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;text-decoration:none}footer{border-top:1px solid var(--rule);padding:60px 56px}.legal{font-size:13px}.quote-fallback{text-align:center}
@media(max-width:760px){header{padding:25px 22px}.brand,.brand small{font-size:20px}.brand img{width:22px;height:22px;margin:0}.brand{gap:8px}header nav{font-size:14px}.hero{padding:40px 24px 30px}h1{font-size:54px;line-height:1.05;max-width:340px;margin:0 auto 22px}.insurance-intro{font-size:17px;max-width:330px;margin-bottom:30px}.hero-copy .intro{font-size:14px;margin-bottom:24px;max-width:340px}.picker{display:block}.picker-title{font-size:22px;margin-bottom:18px}.agent-choice,.agent-choice[aria-pressed=true]{padding:15px 17px;margin-bottom:9px;min-height:56px}.agent-choice span:first-child{font-size:20px}.hero-foot{font-size:12px;margin-top:25px}.hero-foot a{margin:7px 0;display:block}.hero-foot p{margin-bottom:12px}#agent-detail{margin-top:20px}#agent-detail p{font-size:14px}#agent-detail .agent-line{font-size:17px}.section{padding:70px 24px}h2,.plan h3{font-size:38px}.rates-heading p{font-size:17px}.rates-section{margin-top:0}.rates-heading{margin-bottom:38px}.rates-section table{font-size:16px}caption{font-size:14px}td{font-size:22px}.faq summary{font-size:18px}.faq details p{font-size:17px}.steps{display:block;margin-top:40px}.step{margin-bottom:22px}.band .intro{font-size:17px}.nevers-home p{font-size:21px}.reading>.intro{font-size:17px}.reading .plan p,.rule{font-size:17px}.original-rates{margin:0 24px 20px}.original-rates td{font-size:17px}.contact h2{font-size:38px}.contact p{font-size:17px}.contact .phone{font-size:30px}footer{padding:45px 24px}.hero-foot a{white-space:normal}}
.agent-choice{transition:none}.agent-choice[aria-pressed=true]:hover{background:#111;color:#fff}
/* Luca: full-width masthead; body alone remains in its reading column. */
header{width:100%;max-width:none;margin:0;padding:28px 40px}
.hero{padding-top:clamp(120px,18vh,210px);padding-bottom:80px;min-height:calc(100svh - 84px)}
.hero h1{font-size:clamp(72px,6.65vw,104px);margin-bottom:30px}
.insurance-intro{margin-bottom:70px}
@media(max-width:760px){header{padding:25px 24px}.hero{min-height:calc(100svh - 76px);padding:76px 24px 48px}.hero h1{font-size:54px;margin-bottom:26px}.insurance-intro{margin-bottom:44px}}
@media(max-height:720px) and (max-width:760px){.hero{padding-top:44px}}

/* Keep the short primary navigation available on phones too. */
@media(max-width:760px){header nav a:not([href="#rates"]){display:inline}header nav{gap:12px;font-size:12px}header .brand,header .brand small{font-size:18px}header .brand{gap:6px}header .brand img{width:20px;height:20px}}

/* Luca: a little more air above the hero; one-third more before its next action. */
.hero{padding-top:clamp(144px,calc(18vh + 24px),234px)}
.insurance-intro{margin-bottom:94px}
@media(max-width:760px){.hero{padding-top:92px}.insurance-intro{margin-bottom:59px}}
@media(max-height:720px) and (max-width:760px){.hero{padding-top:60px}}
/* VN-0695: the live hero, with prices and verification one action away. */
.hero{min-height:calc(100svh - 84px);padding:120px 32px;display:flex;flex-direction:column;justify-content:center;align-items:center;max-width:1164px}.hero .insurance-intro{margin:0 auto 44px}.hero-actions{display:flex;justify-content:center;gap:22px;flex-wrap:wrap}.door{padding:17px 29px;border-radius:999px;font-size:17px;font-weight:500;text-decoration:none;border:1px solid #ddd;line-height:1.4}.door.primary{background:#111;color:#fff;border-color:#111}.door.secondary{background:#fff;color:#111}.door:hover{box-shadow:0 0 0 2px #ddd}.hero-copy h1{max-width:none}dialog{border:1px solid #e5e5e5;border-radius:20px;padding:0;background:#fff;color:#111;width:min(960px,calc(100% - 64px));max-height:calc(100svh - 64px);overscroll-behavior:contain}dialog::backdrop{background:rgba(0,0,0,.28);backdrop-filter:blur(5px)}.panel-open{overflow:hidden}.panel-close{position:sticky;top:14px;float:right;margin:14px 16px 0 0;z-index:3;display:grid;place-items:center;width:44px;height:44px;border-radius:50%;border:1px solid #ddd;background:#fff;color:#111;font-size:27px;line-height:1}.panel-content{clear:both;padding:18px 48px 45px}.panel-content .picker{display:grid;grid-template-columns:repeat(3,1fr)}.panel-content .picker-title{font-size:38px;margin:8px 0 35px}.panel-content .hero-foot{margin-top:28px;text-align:center}dialog .rates-section{clear:both;padding:20px 48px 45px;margin:0}dialog .rates-heading h2{font-size:40px;max-width:600px}dialog .rates-heading label{display:inline-block;margin:8px 10px 8px 20px}dialog .rates-heading select{min-width:90px;margin-right:16px}#rate-intro{margin-top:20px}.age-prices{display:flex;justify-content:center;gap:60px;margin:20px 0}#selected-rate{border-top:1px solid #ddd;border-bottom:1px solid #ddd;padding:20px 0;margin:18px 0 28px}#selected-rate>p{font-size:14px;margin:0}.age-prices span,.age-prices strong{display:block}.age-prices span{font-size:14px;color:#6e6e73}.age-prices strong{font-size:32px;font-weight:500}.chosen-age{background:#f2f2f2}#verify-title:focus,#prices-title:focus{outline:none}
@media(max-width:760px){header{flex-wrap:wrap;gap:18px}header nav{width:100%;justify-content:space-between;gap:10px;font-size:12px}header nav a:not([href='#rates']){display:inline}.hero{min-height:calc(100svh - 108px);padding:85px 24px}.hero .hero-copy h1{font-size:54px;max-width:340px}.hero .insurance-intro{margin-bottom:34px}.hero-actions{gap:12px;flex-direction:column;align-items:center}.door{font-size:15px;padding:16px 25px;min-width:220px}dialog{width:calc(100% - 24px);max-height:calc(100svh - 24px);border-radius:16px}.panel-content{padding:12px 22px 30px}.panel-content .picker{display:block}.panel-content .picker-title{font-size:30px;margin:12px 0 28px}dialog .rates-section{padding:15px 22px 30px}dialog .rates-heading h2{font-size:32px}dialog .rates-heading label{margin:8px 10px 8px 0}dialog .rates-heading select{margin-right:0;max-width:100%;font-size:15px}dialog .rates-heading p{font-size:16px}.age-prices{gap:38px}dialog td{font-size:20px}dialog th,dialog td{padding:14px 10px}}
.rate-filters{display:flex;justify-content:center;align-items:flex-end;gap:24px;margin:26px auto}.rate-filters>div{text-align:left}dialog .rates-heading .rate-filters label{display:block;margin:0 0 8px}dialog .rates-heading .rate-filters select{margin:0;min-width:100px;max-width:100%}@media(max-width:760px){.rate-filters{gap:14px}.rate-filters>div:first-child{min-width:0;flex:1}.rate-filters>div:last-child{width:86px}dialog .rates-heading .rate-filters select{width:100%;min-width:0;padding-right:20px}}

/* Direct pricing access at the Coverage landing point. */
.coverage-prices{margin:30px auto 44px}.coverage-prices .door{display:inline-flex;align-items:center;justify-content:center}@media(max-width:760px){header{flex-wrap:nowrap;gap:12px}header nav{width:auto;justify-content:flex-end;gap:12px}.coverage-prices{margin:26px auto 36px}}

/* Parent company is the final footer row, close to the page bottom. */
footer{padding-bottom:20px}.parent-row{max-width:1184px;margin:48px auto 0;padding-top:22px;border-top:1px solid var(--rule)}.parent-row .legal{margin:0;max-width:none}.parent-row a{color:inherit}@media(max-width:760px){footer{padding-bottom:20px}.parent-row{margin-top:36px;padding-top:20px}}
/* Footer spans the viewport with the same gutters as the masthead. */
footer{width:100%;padding-left:40px;padding-right:40px}footer>.wrap,footer>.parent-row{width:100%;max-width:none;margin-left:0;margin-right:0}footer .legal{max-width:none}footer .links{justify-content:space-between;gap:18px 28px}@media(max-width:760px){footer{padding-left:24px;padding-right:24px}footer .links{justify-content:flex-start;gap:18px 24px}}